Hello world!

WELCOME to my webblog,,…thanks buat pihak yang udah mendukung banget atas berdirinya webblog ini.sebenernya webblog ini mengangkat tema boys world,,..dimana dunia para cowo dikupas secara tuntas disini.Pengen tau apa seeh yang digilai para cowok?biasanya cowo tuh suka banget yang namanya CEWE (its true guys!!), GAMES (ohh im going crazy when im play PES,.oww shitt mann its diving!!), GADGET(where’s my IPHONE?oww god  im sure are in a dream), football (i’d love to say GOOOAAL), FASHION (jangan salah kalo cowok tuh lebih addict soal fashion daripada cewe), COMPUTER (i will not be tellin you coz its sooo goood dammn complicated).

Di blog ini kita bisa tukeran pikiran tentang boys world dari gadget,kegencet,ampe mencret juga bisa kalian tulis disini.so guys jangan jadi cowok kentang yang cuma bisa maen layangan atau juara makan karung n lompat krupuk se RW.Jadilah anak yang berguna bagi bangsa dan negara lewat blog ini.buat para cewe jangan pikir ga bisa ikutan ngerumpi disini justru kita kepingin kalian bisa tukeran pikiran biar kta para cowo juga tau apa seeh yang cewe pingin dari cowok.Di blog ini jangan bicara ttg SEX atau SARA,pliss jaga perdamaian sesama blobie (bloger newbie) seindonesia soalnya kalo kita runtuh pasti bisa bersatu(oowww to tweeet)!!
akhir kata saya ucapkan wabillahi taufik wal hidayat.Wassalammualaikum wr.wb.

73,806 Replies to “Hello world!”

  1. RBS-NatWest bank meltdown rolls on: Chaos to hit millions
    all weekend, customers STILL can’t get wages – and it may last until next week
    By ED MONK FOR THISISMONEY.CO.UK and ANDREW OXLADE

    Updated: 09:29 GMT, 23 June 2012

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    The computer meltdown at NatWest and Royal Bank of Scotland, which
    left millions unable to access their salaries, could stretch into next week it emerged today.

    The banking group will open 1,000 branches on Sunday, from 9am to midday, as millions of
    people are unable to receive money or pay bills because of an ongoing technical crash.

    Doors were also kept open until 7pm on Friday and until 6pm
    today because a huge number of transactions failed to go through properly.

    The problems with account access now rank as one of the worst technical failures
    at a British bank.

    Enlarge   NatWest online banking meltdown: Millions of customers unable
    to move money or pay bills as accounts freeze

    Up to 12 million people have been affected by the
    major computer error which was triggered when a software upgrade
    was being installed to the payment system.

    They have resolved the ‘underlying problem’ but it could be early
    next week before all the problems have been dealt with and
    all payments catch up.

     

    More…

    NatWest banking meltdown: Millions of customers unable to move money or
    pay bills as accounts freeze and wage payments
    fail to arrive

    CUSTOMER FURY: The NatWest ‘feedback’ site

    Can I force NatWest or RBS to cover late payment penalties or extra
    costs caused by its banking meltdown?

    Susan Allen, customer services director for RBS-NatWest retail, told ITV
    News it was difficult to say exactly when all
    the problems would be resolved.

    The systems failure, which the company now says began on Tuesday, meant that payments due to be made on Wednesday night, ready for Thursday, did not appear in account balances.

    As a result, some customers were blocked from taking money out of cash machines, while others had internet supermarket food deliveries stopped
    after payments were rejected.

    CAN I FORCE NATWEST TO COVER ANY PENALTIES?

    The crisis-hit bank has so far refused to confirm specifically whether it will compensate
    customers if they are hit with late payment fees from third parties – through no fault of their own.

    Our banking correspondent explains customers’ rights when it comes to getting justice from financial services firms.

    READ MORE: Can I force NatWest to cover late
    payment penalties?

    Some people could not use debit cards at tills, including hotel check-out desks, airports and petrol stations.

    Some customers were able to access their money by 4pm Thursday but problems have persisted and customers continued to
    report being unable to access their cash this morning.
    It is unclear whether the problem that stopped payments due on Wednesday night have also blocked
    payments due for last night.

    A statement on a NatWest feedback website said today: ‘Unfortunately we are
    once again experiencing technical issues with our systems and account balances have not updated properly overnight.
    This means where money has gone into a customers account, there
    may be a delay in it appearing on their balance.

    ‘We can assure our customers that this problem is strictly of a technical nature and we continue to work hard to resolve this.

    ‘We also recognise this is an unacceptable inconvenience for our customers, for which we apologise.’

    The company also confirmed the problems were not the result of an external attack on its
    systems.

    RBS, which conducts retail banking under the NatWest, Royal Bank of
    Scotland and UlsterBank brands, kept 1,000 of its branches open until 7pm last night to let people take out some money, and
    opened them earlier today, in order to assist customers.

    At 8am today, an RBS spokesman said the bank was preparing a new statement to update customers.

    Anger: A NatWest feedback website showed customers continuing to report being unable to access their
    money at 8am on Friday.

    There was confusion yesterday with customers reporting problems that were
    not connected to payments not being made.

    IS THIS BRITAIN’S WORST BANKING SERVICES FAILURE?

    Online banking services occasionally go down and customers find themselves
    locked out, typically for a few hours.

    But it’s very rare that these problems last for longer than that.

    Last summer, Tesco Bank saw a huge backlash particularly on the
    reader comments on this website, when a technical glitch locked customers out of accounts for up four days.

    But the full extent of those delays affected only 2,500 people.

    The meltdown at RBS-NatWest has blighted up to 12million people. 

    Tesco promised to reimburse people who could prove they
    lost out financially as a result of the confusion. Let’s hope RBS offers the same response.

    Unfortunately for customers of British banks these sort out of failures
    will become more common – see below.

    For example, staff in one branch in West London told customers they
    should only use the bank’s own ATMs to guarantee being
    able to get money out. The branch had closed its doors with only two members of staff outside telling customers that they would not know until tomorrow when services would
    be restored.

    Elsewhere, customer were so alarmed yesterday that they queued at branches to insist that staff hand over all the cash in their current
    accounts.

    After hours of silence, the bank issued a message on its website
    in mid-afternoon stating: ‘This is an unacceptable inconvenience for our customers for which we
    apologise.’

    There are fears that many thousands of customers could be hit
    with penalty charges because regular standing orders and direct debits, including rent and mortgage payments, were
    also affected.

    Some are worried they could lose family holidays because the final instalment of their payments
    were not transferred as expected. House purchase transfer payments were also stalled by the computer failure.

    The collapse triggered a string of comment on Twitter from customers, with
    some suggesting the NatWest debacle would be similar to the meltdown predicted for Greece if the country
    crashed out of the euro.

    Mother-of-two Lisa Browne, who was sick and off
    work, tried to get Tesco to deliver a weekly food
    shop to her home so she could feed her children. However, the store called to say it would not accept the order because her
    NatWest bank card had been declined.

    FIRST-TIME BUYER UNABLE TO BUY HOME BECAUSE OF BANK ERROR

    First-time buyer Milley Colley, 27, was unable to move into her new two-bedroom flat yesterday because NatWest had not transferred
    the money.

    She attempted to send the funds to her solicitor – two days
    before the problems officially begun – but they never arrived.

    The freelance photographer was supposed to move into a property in Bow, east London,
    but is still in her parents home in Teddington, south-west London, while she waits for the bank
    to deal with the problem.

    Banking error: Milley Colley, 27, left, was unable to complete
    her house purchase yesterday because of NatWest’s payment problems while student Kora-Lee Holmes,
    21, was stranded in Venice

    ‘The completion date was yesterday but NatWest have been having problems since Tuesday.

    I went into a branch to do a same day payment to my solicitor but that payment never arrived,’ she said.

    ‘I phoned NatWest and the person told me it had arrived and there was no
    problem. The money left my bank immediately on Tuesday but has still not arrived.

    ‘Then yesterday they said they did not know where the money had gone.

    ‘I have got all my stuff packed up and I had taken the day
    off working yesterday and I was ready to go.’

    She is moving into the flat on her own and has funded the purchase through
    a private family loan. Two other people in the chain are believed to be affected.

    Meanwhile, student Kora-Lee Holmes, 21, was stranded in Venice, Italy,
    unable to pay her hotel for the stay because
    her bank card was not working.

    She missed her flight home while she battled to make the
    payment so her father Adrian was forced to spend £200 to re-book her on another one last night.

    The Hull University student said: ‘I tried paying the hotel with my NatWest Visa debit card but it didn’t work and when I got on my online
    banking I was unable to transfer any money.

    ‘I was trying to get the money paid while all the time the clock was ticking down to when my
    flight took off. I tried phoning NatWest but there was
    a 45 minute queue.

    ‘I just got the standard response on the website
    about a temporary problem with the site and that was at
    8.30am Italian time. This didn’t help me.’

    She was flying back to Newcastle instead of Manchester because it was the only flight available.

    The weekly paid admin worker, who lives in the Midlands, was relying on her salary going into her
    account to keep her in credit. She said: ‘I am
    really annoyed. My worry is what is going to happen with the direct debits that are supposed to be going out?’

    Lance King and his family were left homeless after the problems at NatWest caused their house
    purchase to fall through.

    He and wife Gemma had sold their previous property, but could
    not move into their new one because IT problems meant the money
    for the sale had failed to appear.

    Last night they and their two daughters, aged one and five,
    were forced to stay with Mrs King’s parents.

    ‘It is a complete nightmare,’ said Mr King,
    34, from Whiteley, Hampshire.

    ‘We had a removal van outside the house waiting to get
    in but because the money was in a NatWest account, we couldn’t complete the
    sale.

    ‘All of our stuff is now in storage and my wife and two children are living with my in-laws.

    The stress has been horrendous.’

    Although he is not a NatWest customer, Mr King’s move was brought to a halt because his solicitor’s account is with NatWest.

    ‘For a big corporate bank it is just unbelievable,’ he added.

    Also hit by the problem were first-time buyers Mike Johnson and his pregnant wife Laura.

    The couple were thrown out of a house they thought
    they had paid for on Thursday after the problems at NatWest meant the payment did not go through as expected.

    The Johnsons had been allowed access to the newly-built property after transferring the money
    to their solicitor’s NatWest client account on Monday. But
    the balance still hadn’t arrived on Thursday – so that evening the site manager arrived at their house and asked them to leave.

    ‘We had to pack our bags then and there and we are now living with our sister-in-law
    until this is sorted out,’ Mr Johnson said.

    Mark Groom, of Groom Halliday Property Solicitors, said:
    ‘If we can’t see the money – whether or not it is
    actually there – a property sale simply cannot complete.
    Because so many completions occur on Fridays, the numbers affected
    will be huge.’

    A NatWest spokesman said they were doing ‘absolutely everything they could’ to fix the problem.

    WAS NATWEST’S NEW MOBILE PAYMENTS GIZMO TO BLAME?

    Last Wednesday, NatWest heralded a leap forward for its mobile
    phone payment technology.

    It launched a system – GetCash – that would allow people to
    take cash from an ATM without using their cash card, by making a request on their handset.

    They are sent a six digit pin number, after making the request, which can be entered at a cash machine.

    The aim, the bank said, was to help people who may
    have lost or forgotten their card or those who want to leave their wallet at home.

    It was made available to around two and-a-half million customers who already have
    the banking app on their phone – on iPhone, Android or BlackBerry Smartphones, and on the iPad.

    The launch comment from Ben Green, head of mobile
    at NatWest and RBS, well now have a sense or irony: ‘We’ve heard
    countless stories from customers who’ve left their wallet
    behind, or parents who need a quick way to send money across to their children immediately.’

    The first customers knew of a problem was when their cards were rejected at tills
    and ATMs. NatWest put a message on its website in the morning
    which read: ‘We are currently experiencing technical issues which
    mean that a number of customer account balances have not yet been updated and
    some of our online services are temporarily unavailable.’

    Student Kora-Lee Holmes, from Hull, sent a tweet saying she had been blocked from
    checking out of a hotel in Italy and so had missed her flight home.
    She posted: ‘Missed my flight home from Venice because NatWest’s server
    problems…New flights = £200.’

    Customers finally began reporting that their accounts were back up and running,
    including salary credits, at around 4pm.

    NatWest, which has 7.5million personal banking customers, is
    part of the Royal Bank of Scotland group, and is 80 per cent owned by
    the taxpayer. The bank pledged that no customer would be out of pocket as a result of the ‘technical’ problems.

    ‘More technical problems lie ahead for ALL British banks’
    Last week, RBS-NatWest launched a mobile banking app that lets people to withdraw
    money from cash machines using their smartphone.

    It is the latest bank to offer such technology as the industry moves towards
    making smartphones digital wallets.

    But the rush to offer new technology may come at
    a price.

    Experts warned that customers of UK banks would increasingly face
    such problems because of the rush to deliver new and evermore sophisticated services.

    Daoud Fakhri, senior analyst at consultancy
    Datamonitor Financial Services, said: ‘This episode is emblematic of wider problems facing the banking sector as a whole.

    ‘Many providers, being early adopters of IT systems when the technology was still
    in its infancy, have been left saddled with inflexible core systems that are often several decades old, and that are increasingly unable to cope with the demands being placed on them.

    ‘The growing expectations of consumers around online
    and mobile banking means that the tensions between the provision of ever more sophisticated services and the capability of core systems to satisfy these
    demands are close to breaking point, and this increases the likelihood of episodes such as the NatWest mishap happening again.’

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